Home buyer services
Buying a home is one of the biggest financial decisions you will ever make. As your Denver buyer's agent, it is my objective is to help you identify and achieve your housing and financial goals.
Why should Denver home buyers choose a REALTOR® With an ABR designation?
The Accredited Buyer’s Representative (ABR®) designation is designed for real estate buyer agents working directly with buyer-clients at every stage of the home buying process. The ABR designation is the benchmark of excellence in buyer representation. This coveted designation is awarded through the Real Estate Buyer’s Agent Council, an affiliate of the National Association of REALTORS®.
I hope that when you are ready to take the first step in buying your home in the Denver area that you will give me the opportunity to talk with you.
the path to buying a home in denver
I will be with you every step of the way!
Contact Nathan – Call me at 303-564-4055 or click on a red button for a complimentary initial consultation and so I can answer any questions you have about Denver real estate or the buying process.
Getting Qualified – Unless you are paying with cash, if you are not already working with a lender, you need to find one. I have several Denver area lenders I can recommend that I work with and trust. Which lender you should work with will depend on your credit score, what type of loan you want (FHA, conventional, VA, stated income, down payment assistance etc), and how much you want to put down for a down payment. This is something we will discuss during our initial consultation. Your lender will help you determine how much you can afford to spend on a home and just as importantly how much you are comfortable spending each month.
Determining Your Wants and Needs – Now that you know how much home you can afford, you need to iron out your other criteria. In addition to where in the Denver metro area you want to live, I always encourage buyers to make two lists – The things you absolutely need and the things that you want to have. Often times, your wants and needs will change after we have looked at a few homes.
Touring Homes – Once you are qualified and know what you are looking for, we can start looking at homes! Initially we will look at all of the available homes that match your criteria. If you do not find a home you would like to make an offer on, don’t despair – new homes come on the market all the time. Now we will want to watch the market and as soon as a new home matching your criteria is listed we want to look at it as soon as possible. I can set up a search through the Denver MLS to instantly send you a notification when new homes that match your criteria come on the market.
Making An Offer – When you find a home you would like to make an offer on, we will do several things. I will look at comparable sold properties so that we know how much we should offer. I will prepare and explain the contracts we will use, then present your offer to and negotiate with the listing agent or seller.
Going Under Contract – Once your offer is accepted, I will deliver your earnest money, we are underway and you are one step closer to buying a home in the Denver area.
Inspections, Appraisals and Title – You will need to schedule an inspection, which I will accompany you on. After the inspection we will discuss the results and if necessary, I will complete an Inspection Objection which we will send to the seller. The Lender will schedule an appraisal to ensure that the property is worth what you are offering. The seller will order a title commitment for our review. I will keep you updated regarding the status of the inspection issues, the appraisal, and any other issues or items that need to be addressed.
Closing – I will attend closing with you. Here, we will sign all of the necessary documents to transfer the property. Your loan will be funded and you will receive keys for you new home!
Are you ready to take the first step towards buying your home?
I am just a click or a phone call away. Contact me for a free home buyer consultation – let’s see if we are a good fit.
Recent Home Buyer Blog Posts
The Denver real estate market is slowing in volume. However, inventory shrinks & demand is still high. Is it time to sell or buy?
Realtor Designations and certifications acknowledge experience and expertise in various real estate sectors. See what the letters mean and how they can help you.
The Metro Down Payment Assistance program features a 6% 2nd lien for down payment and closing costs which is completely forgiven after 3 years (free money).